In today’s digital economy, the ability to move money quickly, securely, and across various channels is no longer a luxury—it’s a necessity. Businesses often find themselves struggling to bridge the gap between different payment methods, from mobile money like M-Pesa to traditional bank transfers and global card payments.

BitnovaPay was designed to eliminate these barriers. It serves as a unified financial bridge, offering a single dashboard and one powerful API to collect, manage, and disburse payments effortlessly.

One Integration, Infinite Possibilities

BitnovaPay moves beyond traditional payment processing. It provides a comprehensive ecosystem that allows businesses to meet their customers wherever they are.

  • Multi-Channel Collections: Accept payments via M-Pesa, Visa, Mastercard, and bank transfers (including PesaLink and RTGS) all through a single gateway.

  • Bulk Disbursements: Need to pay out thousands of beneficiaries at once? BitnovaPay’s bulk payout feature allows you to upload a list and send funds in seconds, perfect for payroll or vendor settlements.

  • No-Code Payment Links: Not a developer? No problem. Generate secure payment links and share them instantly via WhatsApp, email, or social media to get paid without a website.

  • Real-Time Reconciliation: Stay on top of your finances with live tracking and downloadable reports that make accounting a breeze.

Built by Developers, for Developers

At its core, BitnovaPay is a tech-first platform. We understand that a payment gateway is only as good as its integration experience.

  • Robust REST API: Full-featured with webhooks for real-time event notifications.

  • SDKs & Plugins: Ready-to-use libraries for Node.js, Python, and PHP, plus drop-in plugins for WooCommerce and Shopify to get your store online fast.

  • High Security & Compliance: Enterprise-grade encryption ensures that every transaction is secure and compliant with financial regulations.

Transparent, Pay-As-You-Go Pricing

We believe in growing with our partners. That’s why BitnovaPay features no setup fees and no monthly maintenance costs.

  • Starter (1.5% per txn): Ideal for new businesses looking to accept M-Pesa and mobile money instantly.

  • Business Pro (1.2% per txn): Optimized for scaling operations that require card payments, bank transfers, and bulk disbursements.

  • Enterprise: Custom volume discounts and dedicated account management for high-capacity processing.

Powering the Next Generation of African Commerce

As a key pillar of the Bitnova ecosystem, BitnovaPay provides the financial infrastructure that keeps the modern digital economy moving. Whether you are running an e-commerce store on Bitnova Mall or managing software subscriptions via Bitsoft, BitnovaPay ensures the money flow is as smooth as the software behind it.

Ready to Move Money Effortlessly?

  1. Create a Free Account: Sign up in minutes with no upfront costs.

  2. Integrate Your App: Use our clear documentation to go live in hours, not days.

  3. Start Transacting: Collect from customers and pay out to partners with total confidence.

Experience the future of payments at .